Do you have a vehicle that was damaged in a minor fender bender? Is your insurance now refusing to pay to fix the resulting damage? When insurance doesn't cover a damaged vehicle for some reason, you have no choice but to pay for the repairs out of your own pocket. Unfortunately, this can be prohibitively expensive for many people. If you're wondering how you'll be able to get this done, you're not alone. But it doesn't have to be that way. There are things you can do that will make things easier on both you and your wallet, including the following:
Get multiple estimates: When looking around for auto body repair services, many people just take their vehicle to one shop and leave it there. While you can certainly do that, there's a good chance that this isn't going to result in the best possible cost for the necessary repairs. Not all repair shops are equal, and assuming that taking your vehicle elsewhere will result in a nearly identical bill is something that will hurt your wallet in the long run. Always take your vehicle to at least 3 shops for estimates whenever possible and only then decide where you're going to get your vehicle repaired.
Have repairs done in stages: If you don't have the money to pay for the full cost of auto body repair services right now, don't despair. It's possible that you can have the work done in stages. This might result in a higher total bill once all the work has been completed, but your bill will be broken down into smaller chunks to make it easier for you to pay. For instance, for a fender bender, you might get your turn signal light replaced now and then save up money to be able to repair or replace the surrounding body panel. A good mechanic can help you with a repair plan that will work for you.
Combine repairs: Another way to be able to afford repairs is to combine it with work that would need to be done anyway. If the engine needs to be removed anyway, you might as well take advantage of the situation and have worn-out belts replaced or a new head gasket installed. By combining regular vehicle maintenance with the cost of auto body repair services, you'll be able to split the cost between the two, hopefully making the unplanned repairs slightly more affordable for you.
When you washed your car last, did you take the time to really inspect the body? Did you notice any rust forming anywhere on the body? Are you aware of the fact that allowing the rust unrepaired will eventually cause you a great deal of grief. On my site, you will find some tips on preventing rust, how to make small repairs yourself and advice on when to have the professionals take a look. I have learned through personal experience how costly rust can be if you do not take the time and invest the money in making the small repairs. Hopefully, the information I have provided you can help you avoid the same expenses.